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CHANGELOG

Changelog¶

All notable changes to this project will be documented in this file.

v10.80.1 - 2026-11-12¶

Fixed¶

Internal enhancements and bugfixes.

v10.80.0 - 2026-11-11¶

Added¶

The role endpoints now indicate which roles the current user is allowed to assign, and the dashboard's role picker reflects this when you create or edit a user.

Fixed¶

Internal enhancements and bugfixes.

v10.79.3 - 2026-11-09¶

Fixed¶

Internal enhancements and bugfixes.

v10.79.2 - 2026-11-06¶

Fixed¶

A returned check (Check/ICL) that cannot be matched to its original by trace number is now only linked to an original check drawn on the same account, so it is no longer occasionally linked to an unrelated check with the same amount and serial number.
Drawer account numbers on Check (ICL) transactions are now stored without dashes, consistent with other account numbers.
Internal enhancements and bugfixes.

v10.79.1 - 2026-11-06¶

Fixed¶

The offset entry of a balanced ACH file you submit is now always posted to your GIB account; previously it could occasionally be left out when another entry processed alongside it failed.
BOOK transfers can now reach the posted state on the day they are booked, rather than the following day.
Internal enhancements and bugfixes.

v10.79.0 - 2026-11-03¶

Added¶

Subclients and their beneficial owners now support structured tax identification and identification-document fields, validated on input; all are optional and available through the API and the dashboard.
Bank staff can now record an MSB location's services offered, client type and licence expiry.

Fixed¶

Searching transactions by a posted date range is now much faster and no longer times out on large ranges.
The API reference now documents the POST /transaction/from-subledger response as an array, matching what the endpoint returns, so clients generated from the specification deserialize it correctly.
Testing a webhook subscription with direct_invoke now reports a successful delivery as success instead of always returning an error.
Subclient webhook payloads are now consistently masked for the receiving company — a birth date to the year, a phone number and tax ID to their last digits, and an identification number hidden entirely — regardless of who or what triggered the event.
Internal enhancements and bugfixes.

v10.78.0 - 2026-10-28¶

Added¶

ACH files are now checked against the balancing rules when you submit them: every batch needs at least one payment entry, a balanced offset on one of your own accounts at GIB, and no more than one debit and one credit offset entry. A file that breaks any of these rules is rejected in full. The ACH guide lists the rules.

Fixed¶

Internal enhancements and bugfixes.

v10.77.1 - 2026-10-27¶

Fixed¶

Internal enhancements and bugfixes.

v10.77.0 - 2026-10-26¶

Added¶

Bank staff can now review currency transaction reports in the dashboard.

Fixed¶

Internal enhancements and bugfixes.

v10.76.4 - 2026-10-23¶

Fixed¶

Incoming account numbers that contain spaces between their digits are now stored without the spaces, like any other numeric account number.
The API reference no longer lists a deleted field for MSB transaction updates; the field was never applied.
Internal enhancements and bugfixes.

v10.76.3 - 2026-10-21¶

Fixed¶

Internal enhancements and bugfixes.

v10.76.2 - 2026-10-20¶

Fixed¶

Internal enhancements and bugfixes.

v10.76.1 - 2026-10-19¶

Fixed¶

Internal enhancements and bugfixes.

v10.76.0 - 2026-10-16¶

Added¶

The ISO 20022 wire reference now reflects that the Federal Reserve has rescheduled the upcoming Fedwire Funds Service release from November 2026 to November 2027; today's address rules apply until then.
Each country guide in the country reference now states where the purpose of payment belongs in an international wire and whether the requirement has been confirmed against an official source; for the United Arab Emirates, Bahrain and Kuwait, the purpose code validation warning now expects the code in regulatory reporting.
New documentation on balanced files: the Check (ICL) page explains deposit tickets, the ACH and BOOK pages state their balancing rules, and a new guide shows how to build a balanced ICL deposit file.
The ACH guide and API reference now explain how to identify the sender of a received ACH payment.
The API reference and the ACH and international wire guides now state that a Subclient is required for each end user and a Subtransaction for each payment bundled into a transaction.
Bank staff can now search the MSB location list.

Fixed¶

Seven current ISO 20022 purpose codes, such as RETL (retail payment), are now recognized by the purpose code validation and offered in the dashboard.
Corrected the purpose-of-payment guidance for 25 further countries in the country reference.
The API reference for transaction files now names the parsed_virtual key the API returns.
Internal enhancements and bugfixes.

v10.75.0 - 2026-10-14¶

Added¶

Transactions can now be searched and exported by exact origin and destination routing and account numbers, and by origin and destination routing and account names individually (contains, case insensitive), through new query parameters on GET /transaction, GET /transaction/search and GET /transaction/export; the existing combined filters are unchanged. The dashboard's transaction search uses the new filters.

Fixed¶

Canceling a batch through PUT /batch now also cancels its transactions that are still pending_settlement, so they are no longer activated on their settlement date inside a canceled batch.
Sending null for a date field on a subclient or subclient owner now clears the stored date, while omitting the field keeps it — previously a cleared date was kept or the update failed.
Corrected the purpose-of-payment guidance for 22 countries in the country reference, including where an international wire should carry the purpose; the purpose code validation warning for these countries follows the corrected guidance.
Internal enhancements and bugfixes.

v10.74.3 - 2026-10-09¶

Fixed¶

Internal enhancements and bugfixes.

v10.74.2 - 2026-10-09¶

Fixed¶

Internal enhancements and bugfixes.

v10.74.1 - 2026-10-08¶

Fixed¶

Internal enhancements and bugfixes.

v10.74.0 - 2026-10-08¶

Added¶

The user and company list endpoints (GET /user and GET /company) no longer return profile pictures or logos by default, which makes these lists load noticeably faster. Pass include_pictures=true to include the picture and logo URLs and their malware-protection status; single-record, create, and update responses are unchanged.

Fixed¶

Internal enhancements and bugfixes.

v10.73.7 - 2026-10-05¶

Fixed¶

Internal enhancements and bugfixes.

v10.73.6 - 2026-10-02¶

Fixed¶

The deposit ticket that leads each Check (ICL) bundle is no longer recorded as a separate check transaction, so a bundle's batch total is no longer overstated and no extra transaction or webhook is produced for it; deposit tickets imported earlier have been removed.
Internal enhancements and bugfixes.

v10.73.5 - 2026-09-30¶

Fixed¶

Internal enhancements and bugfixes.

v10.73.4 - 2026-09-29¶

Fixed¶

Internal enhancements and bugfixes.

v10.73.3 - 2026-09-28¶

Fixed¶

API key descriptions are no longer overwritten when a key is used, so the description you set when creating a key is preserved; descriptions that had previously been overwritten have been restored.
Internal enhancements and bugfixes.

v10.73.2 - 2026-09-24¶

Fixed¶

Internal enhancements and bugfixes.

v10.73.1 - 2026-09-23¶

Fixed¶

Internal enhancements and bugfixes.

v10.73.0 - 2026-09-23¶

Added¶

When creating an outgoing international wire whose beneficiary bank is identified only by its BIC, the bank's address is now auto-populated with a network-accepted placeholder so the wire is not rejected for a missing address; supplying the real bank address is still preferred.
The wire file parse response now reflects auto-populated values such as the settlement date and beneficiary bank address, so you can review the final content before submitting.
Outgoing international wires are, for now, rejected at submission when a party name or address contains one of a small set of characters the receiving network does not yet accept — previously these only failed downstream, days later.

Fixed¶

Duplicate detection for wires now also matches the network-assigned identifiers recorded on a completed wire, so re-submitting a wire's acknowledgement is recognized as a duplicate.
Internal enhancements and bugfixes.

v10.72.0 - 2026-09-17¶

Added¶

Outgoing international wires (ISO 20022) now validate that identification and reference fields contain only characters the payment network permits, so a wire that would otherwise be rejected downstream is caught at submission instead.

Fixed¶

Exporting batches to CSV no longer fails when a batch has no total amount yet — for example, before its file has been generated.
Internal enhancements and bugfixes.

v10.71.0 - 2026-09-11¶

Added¶

The webhook subscription event history (GET /webhook/subscription/{webhook_subscription_id}/event) can now be filtered by event id, event_type (contains, case insensitive) and response_status_code, making it easier to locate a specific delivery or all failed ones. The same filters are available in the dashboard's subscription detail dialog.
Cash transactions are now reconciled against their core postings, so a cash order or deposit receives a posted date and appears in balance mode like every other rail.
The international wire (ISO 20022) guide now documents the instructing agent and debtor agent as two separate blocks that both belong inside the credit transfer transaction information, not the group header — following the previous text literally produced a Fedwire envelope rejection.
Bank staff can now record cash orders and deposits manually from the dashboard, and filter the user list by ID, company and user type.

Fixed¶

International wires whose name or address fields contain a grave accent (`) are no longer rejected — the character is part of the extended character set the payment network accepts.
Retrieving configuration history or production history without any query parameters no longer fails.
Internal enhancements and bugfixes.

v10.70.0 - 2026-09-02¶

Added¶

Cash transactions now emit webhook events, so you can subscribe to cash activity the same way as any other rail.
Cash transactions now carry a settlement date reflecting the business date the cash moved — the delivery date for cash orders and the verification date for deposits.

Fixed¶

Opening a cash transaction in the dashboard no longer triggers failed routing-number lookups, since cash transactions carry no routing numbers.
Internal enhancements and bugfixes.

v10.69.0 - 2026-08-31¶

Added¶

Creating and editing virtual accounts in the dashboard has been reworked — a virtual account can now be created from either its owner or its parent account page, and its account number is assigned automatically and shown once the account is created.

Fixed¶

The API reference documentation page now loads noticeably faster.
Internal enhancements and bugfixes.

v10.68.0 - 2026-08-27¶

Added¶

Outgoing domestic wires (ISO 20022 pacs.008) can now be created directly from stored subledger parties and accounts through the create-from-subledger endpoint (POST /transaction/from-subledger), producing a wire that runs through the same validation and processing as an uploaded wire file. International destinations remain file-based for now.
Outgoing ISO 20022 wires now apply additional address validation guardrails at submission — for example, a postal address must be accompanied by a name and include a town and country, and a placeholder postal code raises a validation warning — so malformed addresses are caught before the payment is sent rather than being rejected downstream.
Renderable documents such as PDFs and images can now be opened inline in a new browser tab from the Documents dialog, across the subclient, subclient-owner, and subtransaction views.
Bank staff can now manage MSB locations and link them to accounts.

Fixed¶

Transaction rows shown in balance mode now reflect the direction of each individual settlement posting, so the amounts reconcile with the running balance even after a correcting posting has been linked.
Internal enhancements and bugfixes.

v10.67.1 - 2026-08-18¶

Fixed¶

Incoming international wire returns and financial institution transfers (ISO 20022 pacs.004 and pacs.009) addressed to a virtual account are now processed successfully — previously these could fail to complete processing.
Internal enhancements and bugfixes.

v10.67.0 - 2026-08-17¶

Added¶

A new endpoint (GET /subclient/account) returns subclient accounts across subclients — typically all virtual accounts of a parent core account — with paging and filters for account type and active state. Balances are intentionally not included, so a list can be rendered before balances are loaded; retrieve them separately from /balance/virtual.
Incoming international wires are now picked up more frequently, so they appear in your transaction activity sooner.
Bank staff can now link licensed locations to accounts.

Fixed¶

The duplicate-detection error returned when creating transactions now presents the batch amount as a formatted currency value, making the message easier to read.
Dashboard selection fields now reliably show the stored value instead of appearing empty — for example the role on the "My Profile" page and the notification recipient on the "My Company" page.
Internal enhancements and bugfixes.

v10.66.0 - 2026-08-11¶

Added¶

The international wire (ISO 20022) reference now covers the Fedwire November 2026 release requirements — a scheme name is required when a party carries an identification block, and the permitted address formats now differ per party and per effective date. Review your outgoing wire payloads ahead of the November 16, 2026 cutover.
The pending_settlement transaction state is now documented in the API reference and available as a value for the state and not_state search filters. The state is only ever assigned when a transaction is created.
The subclient relationship_type enum now includes counterparty, and the notification state enum now includes canceled — both were already accepted by the platform but missing from the specification, so generated clients could not represent them.
Every value of the transaction and batch state fields, the three direction fields, the subclient account type values, and the user relationship values is now defined inline in the API reference.
The reference now documents that an API key's expiration is set when the key is created and cannot be changed afterwards — rotate and replace the key instead.
return_code on the transaction return endpoint and type on the create-from-subledger endpoint are now correctly marked as required, and the batch list endpoints document their maximum page size of 250.
The introductions to the Base API reference and to each rail specification (ACH, BOOK, Check, wire, ISO 20022 wire) have been rewritten to explain what each one covers and where transactions are created versus searched.

Fixed¶

Duplicate detection now considers your whole company rather than only the submitting user, so a transaction resubmitted through a different user of the same company is recognized as a duplicate.
Subclient accounts submitted as core together with a routing number belonging to another institution are again accepted and recorded as external accounts.
Corrected broken links on the domestic wire reference page, along with several field descriptions; the transaction state machine now also lists the transitions out of under_review to posted and canceled that the platform allows.
Internal enhancements and bugfixes.

v10.65.0 - 2026-08-07¶

Added¶

New documentation: a Pagination reference explaining how limit and offset work across all list endpoints, the default and maximum page size per endpoint family, and how to page through a full result set.
The Idempotency documentation now includes a worked retry example showing how to safely resubmit a request whose response was lost, and how to confirm the outcome without creating a duplicate.
The public status page is now linked from the documentation and API reference.
Bank staff can now manage licensed locations directly from the dashboard.

Fixed¶

Corrected several documentation links and clarified the international wire purpose code and remittance information sections.
Internal enhancements and bugfixes.

v10.64.0 - 2026-08-06¶

Added¶

Creating a virtual subclient account no longer requires a routing_number — the correct routing number is now applied automatically. Requests that still send the field continue to work as long as the value matches the configured one.
The company record now indicates whether virtual accounts are enabled for your company, and the setting is shown on the "My Company" page in the dashboard.

Fixed¶

Incoming ISO 20022 wires that contain no virtual account are no longer held for manual handling — they now complete processing directly, and no longer trigger an unnecessary action-required notification.
Internal enhancements and bugfixes.

v10.63.0 - 2026-08-05¶

Added¶

Attachments now provide an inline view_url for browser-viewable file types (such as PDFs and images) that opens the file directly in the browser, alongside the existing url that downloads it.
Attachment uploads are now limited to a maximum file size of 50 MB.
Bank staff can now manage couriers (armored cash carriers) directly from the dashboard.

Fixed¶

Internal enhancements and bugfixes.

v10.62.1 - 2026-08-04¶

Fixed¶

The floating action buttons on the dashboard's batches and transactions views are now positioned correctly.
Internal enhancements and bugfixes.

v10.62.0 - 2026-08-04¶

Added¶

A new cash rail is now available on transactions and batches, covering cash orders and deposits moved by armored courier. These records are created by GIB and cannot be submitted through the API, but they can be retrieved and filtered like any other rail — including by transfer type (courier).
Licensed locations can now be maintained through the bank staff API.
Clients now see a dashboard on the home page — total balance, an account overview, and recent transaction activity — replacing the previous welcome page.
The dashboard interface modernization has continued with consistent page spacing across all views and a refreshed navigation menu layout.
The documentation for the subclient account incoming_behavior and outgoing_va_overdraft_behavior settings has been clarified, making it clearer when an incoming ACH debit is automatically returned and how a rejected outgoing transaction differs from a return. The Returns and Accounts guides have been updated to match.

Fixed¶

Internal enhancements and bugfixes.

v10.61.1 - 2026-07-31¶

Fixed¶

Internal enhancements and bugfixes.

v10.61.0 - 2026-07-31¶

Added¶

Couriers can now be maintained through the bank staff API (GET, POST, PUT /courier).

Fixed¶

Compliance exports from check-cashing (MSB) partners are now imported successfully when the file is Windows-1252 encoded. Previously a single non-UTF-8 character — for example an accented letter in a business name — aborted the entire scheduled import for that day and continued to block every subsequent run.
Internal enhancements and bugfixes.

v10.60.0 - 2026-07-29¶

Added¶

The ACH file parse endpoint now accepts a validate_skip_all option, matching the existing behavior for Check (ICL) files. When enabled, a file that would otherwise fail validation is still parsed and the validation step is skipped — useful for inspecting the contents of a file that does not fully conform. A matching "Skip all validation" option is available in the dashboard's parse dialog.
The subclient name field is now shown to clients in the dashboard's subclient search view.
The notification inbox now follows the dashboard's light and dark theme, instead of always rendering in a light palette.

Fixed¶

Exporting transactions in balance mode will now only include those transactions posted in the date range specified, even if the transaction is linked to multiple core postings.
Internal enhancements and bugfixes.

v10.59.1 - 2026-07-22¶

Fixed¶

The comment history button in the dashboard now works again, restoring access to a comment's change history.
Internal enhancements and bugfixes.

v10.59.0 - 2026-07-21¶

Added¶

The dashboard now supports an app-wide light and dark theme. A theme toggle in the top navigation bar switches between light and dark appearance; your choice is remembered in your browser, and on your first visit the dashboard follows your operating system's light/dark preference.
The dashboard interface modernization has continued with a further round of refinements across the account, transaction, and batch views, including a dedicated account detail page.
Transaction exports now include a "Running Balance" column when exported in balance mode, making it easier to follow account activity directly from an exported file.
A new Processing Windows page in the dashboard shows, per rail (ACH Same-Day, ACH Standard, domestic and international wire, ICL, and BOOK), whether submissions are currently open or past cutoff, when each rail next closes, and how it settles. Times are anchored to GIB's Central business timezone with an optional projection into your own timezone, and a Bank Holidays list is included.

Fixed¶

Internal enhancements and bugfixes.

v10.58.1 - 2026-07-16¶

Fixed¶

Internal enhancements and bugfixes.

v10.58.0 - 2026-07-16¶

Added¶

The banking days overview endpoint (GET /tools/banking_days) now accepts from_date, to_date, and holidays_only query parameters. You can request a custom date window (defaulting to a 30-day period starting today) and optionally return only the holidays within it, making it easy to retrieve all holidays for a given period or year.
User accounts now expose a type field that classifies each account by its purpose (customer funds held for benefit of, licensed customer funds, operating expenses, correspondent/institutional, settlement, and reserve). The field is available on the user account create, update, and retrieve endpoints.
Production history now offers an optional "Include debug entries" view — the history endpoints accept an include_debug flag that returns additional technical detail alongside the standard entries, making it easier to trace how a record was processed.
New documentation: a "Timing & Cutoffs" reference covering processing windows and cutoff times for ACH, domestic wire, international wire, BOOK, and Check (ICL), and a "Wire Routing Instructions" page consolidating inbound wire receive instructions for domestic and international wires.
New documentation: a "Prohibited & Restricted Businesses" reference page listing prohibited business types, prohibited merchant category codes, and the restricted business types that require prior approval.
The dashboard interface modernization has continued with a further round of layout and navigation refinements.

Fixed¶

Incoming ACH returns are now detected when the core banking system books them with a "REJECT" description, in addition to the standard "RET" — previously such returns could be missed.
CTX/ATX ACH returns are no longer rejected because of a stale addenda record count carried over from the original entry. The count is now reset correctly when the return is generated, preventing downstream file-creation rejections.
Internal enhancements and bugfixes.

v10.57.1 - 2026-07-01¶

Fixed¶

Internal enhancements and bugfixes.

v10.57.0 - 2026-07-01¶

Added¶

The notification system now supports general announcements — an announcement with a subject and message can be delivered to users through the notification inbox as an optional, opt-in notification.
The MSB (Money Service Business) transaction documentation has been clarified to make clear this is a narrow, opt-in flow intended for the check-cashing use case rather than the default integration path. Most programs should use the main Subclient and Subtransaction model over ACH, wire, and BOOK; if you are unsure which applies to you, assume the main model and GIB will confirm the right approach during onboarding.

Fixed¶

Validation error messages for outgoing WIRE20022 (ISO 20022 pacs.008) transactions that carry unsupported characters now identify the offending field using its ISO 20022 element name (e.g. Ultimate Originator Address/CtrySubDvsn), so the message reads like the underlying payment message and the field is easier to locate and correct.
Internal enhancements and bugfixes.

v10.56.0 - 2026-06-30¶

Added¶

Outgoing WIRE20022 (ISO 20022 pacs.008) transactions now validate that name, address, and remittance fields contain only characters accepted by the payment network. Transactions carrying unsupported characters are rejected with a clear validation error identifying the offending field(s), preventing downstream Fedwire and SWIFT rejections after submission. The permitted character set is selected per wire — Fedwire rules for US destinations, and the broader SWIFT/CBPR+ set for international destinations — so common values such as O'Brien or Mary-Jane are accepted while characters the network would reject (e.g. smart quotes or line breaks) are caught up front.
The dashboard has received a visual refresh as part of an ongoing interface modernization effort.

Fixed¶

Selecting an image for a profile picture now correctly opens the image cropper, so an avatar can once again be cropped and saved.
Merged batch export file names are now shorter, preventing Windows path-length errors when downloaded archives are extracted into nested or timestamped folders.
Internal enhancements and bugfixes.

v10.55.0 - 2026-06-26¶

Added¶

The BIC directory has been rebuilt from the latest SWIFT BIC directory and now provides structured (ISO 20022) addresses for each institution. Each BIC also carries an active flag — entries no longer present in the current SWIFT directory are retained for historical reference and marked inactive rather than removed. The BIC lookup endpoint (GET /bic) accepts a new active filter to narrow results, and outgoing WIRE20022 transactions now raise a non-blocking validation warning when a beneficiary bank's BIC is inactive.

Fixed¶

Processing exports of virtual-account batches now produce the correct core files. Previously, exporting a virtual-account batch that contained a failed transaction could result in an empty archive; the per-transaction core file is now stored for virtual-account transactions, and exports that would otherwise be empty now return a clear error instead of a silent empty file.
US banking-day determination now follows the Federal Reserve Bank calendar. The Friday before a federal holiday that falls on a Saturday (e.g., Independence Day) is now correctly treated as a normal processing day, preventing it from being mistakenly flagged as a non-banking day and triggering an unnecessary holiday notification.
Internal enhancements and bugfixes.

v10.54.0 - 2026-06-22¶

Added¶

ACH and ICL batch external_key will now be populated by the name of the file used for the batch.

Fixed¶

Trace reference for ACH transactions with Virtual Accounts will now be the same between virtual and core files.
Internal enhancements and bugfixes.

v10.53.0 - 2026-06-16¶

Added¶

API keys are now shown only once, at the moment they are created. For improved security, keys are no longer stored or returned in readable form — the full key value appears a single time in the create response (and via a one-time reveal dialog in the dashboard). Afterwards, only a short masked hint is shown to help you identify each key. Be sure to store the full key securely when you create it, as it cannot be retrieved again.
New documentation pages: a Currencies reference (a searchable list of all supported currencies with their codes, symbols, and minor-unit handling), a "Tracking a Payment" guide (checking transaction status, locating a payment by trace identifier such as ACH trace, IMAD, or UETR, reviewing audit history, and retrieving proof-of-payment files), and a "Testing Webhooks" guide (exercising the full webhook flow in the sandbox without moving money).

Fixed¶

Internal enhancements and bugfixes.

v10.52.3 - 2026-06-15¶

Fixed¶

Dashboard date filters now keep the selected day correct when a page is reloaded or a link is shared across time zones — previously the selected date could shift by one day for users in non-UTC time zones. This applies to the batches, transactions, subtransactions, tasks, and accounts views.
Internal enhancements and bugfixes.

v10.52.2 - 2026-06-12¶

Fixed¶

Internal enhancements and bugfixes.

v10.52.1 - 2026-06-12¶

Fixed¶

Monetary amount fields are now consistently typed as whole-cent integers across all transaction, balance, and MSB transaction endpoints — the API schema for these fields has been tightened to ensure consistent numeric handling.
Large file transfers over SFTP are now significantly faster, further improving ICL archive import performance for large archive files.
Webhook subscriptions that are automatically disabled after repeated delivery failures now record this change in their configuration history, improving auditability.
Internal enhancements and bugfixes.

v10.52.0 - 2026-06-11¶

Added¶

ICL archive imports now support significantly larger files — the ICL service upload limit and processing capacity have been increased, so large archive files are imported reliably.

Fixed¶

Outgoing WIRE20022 (ISO 20022) files are now wrapped in the correct Fedwire envelope based on the transfer direction — previously some outgoing files could be enveloped incorrectly.
WIRE20022 destination address and purpose code validation has been corrected — the destination country is now resolved correctly from the BIC/IBAN, and origin account details are no longer validated as if they were the destination.
Resolved a "Socket is closed" error that could interrupt ICL archive downloads of large files.
Manual triggering of scheduled ACH and ICL downloads has been removed from the dashboard and API — these downloads now run only on their automated schedule, preventing the processing issues caused by manual triggering.
Internal enhancements and bugfixes.

v10.51.0 - 2026-06-10¶

Added¶

WIRE20022 postal codes are now validated against the expected format when a value is provided — transactions carrying an invalid postal code are stored with a clear validation error. Postal code format guidance is also now included on each country-specific reference page.
WIRE20022 reference documentation has been updated — corrected example IBAN and code snippets, added purpose code links, and improved overall clarity. Subtransactions documentation now covers the currency_id field. Reconciliation documentation now explains which transactions are counted as relevant.

Fixed¶

Internal enhancements and bugfixes.

v10.50.2 - 2026-06-09¶

Fixed¶

ICL destination account numbers are now sanitized during processing — extraneous slash (/) characters are stripped, ensuring account numbers are stored and exported in a clean, consistent format.
Internal enhancements and bugfixes.

v10.50.1 - 2026-06-05¶

Fixed¶

ICL archive import validation is now more reliable — updated the image processing library to resolve content validation issues that could cause archive imports to fail.
Internal enhancements and bugfixes.

v10.50.0 - 2026-06-04¶

Added¶

SMS Notifications are now enabled. Add phone number to your profile and enable in your notification inbox settings. See documentation for details.
MSB transaction documentation has been expanded — the API reference now includes additional usage examples drawn from the MSB concepts guide, and MSB transactions have a dedicated entry in the documentation navigation menu for easier discovery.

Fixed¶

Internal enhancements and bugfixes.

v10.49.1 - 2026-06-02¶

Fixed¶

Internal enhancements and bugfixes.

v10.49.0 - 2026-06-01¶

Added¶

New Subtransactions concept page in the documentation — explains how per-end-customer "true party" records attach to bulk transactions, when they are needed, the available creation paths, and how they support BSA, OFAC, and Travel Rule compliance at the end-customer level within bundled payment flows. Related transaction, subclient, and ACH/international wire pages have been expanded with cross-references and additional guidance.

Fixed¶

Internal enhancements and bugfixes.

v10.48.0 - 2026-05-29¶

Added¶

WIRE20022 (ISO 20022 pacs.008) unstructured remittance information is now validated — only a single RmtInf/Ustrd line of at most 140 characters is permitted. Transactions carrying multiple unstructured remittance lines, or a line that exceeds 140 characters, are rejected with a clear validation error.
Expanded WIRE20022 documentation with guidance on unstructured remittance information, including valid and invalid examples.

Fixed¶

The in-app changelog dialog no longer auto-scrolls to the first link when opened — it now opens at the top.
Internal enhancements and bugfixes.

v10.47.2 - 2026-05-29¶

Fixed¶

Internal enhancements and bugfixes.

v10.47.1 - 2026-05-29¶

Fixed¶

Internal enhancements and bugfixes.

v10.47.0 - 2026-05-29¶

Added¶

The dashboard now manages sessions more smoothly — access tokens are refreshed automatically in the background, and an idle-warning dialog notifies you before an inactive session expires, reducing unexpected logouts.
Outgoing WIRE20022 (ISO 20022 pacs.008) transactions are now validated for both amount fields — IntrBkSttlmAmt (Interbank Settlement Amount) and InstdAmt (Instructed Amount) must be present and carry at most two decimal places. Transactions missing or malforming these fields are rejected with a clear validation error.
Expanded WIRE20022 documentation — added guidance on the two amount fields (including currency-conversion examples) and on the automatic population of IntrBkSttlmDt (Interbank Settlement Date) when it is omitted.

Fixed¶

The "Export for Processing" button is no longer shown for outgoing ACH transactions, where it does not apply.
Export warnings are now separated by line breaks for improved readability — previously multiple warnings were concatenated onto a single line.
ICL files imported from the SFTP archive are now processed reliably — archive imports no longer fail on files with minor content inconsistencies.
Internal enhancements and bugfixes.

v10.46.1 - 2026-05-28¶

Fixed¶

Internal enhancements and bugfixes.

v10.46.0 - 2026-05-28¶

Added¶

A new "Export for Processing" button replaces the existing export buttons in the batch process dialog — it automatically selects the correct file format per batch type (ACH/BOOK export a merged NACHA file, WIRE exports ISO 20022 XML, WIRE20022 exports raw XML). Failed transactions are excluded from the exported file, so auto-rejected incoming transactions (e.g. due to account overdraft or inactive accounts) are not posted to core and reconciliation remains consistent.

Fixed¶

The accounts page navigation menu no longer jumps when the page is not available — the page is now disabled rather than hidden, keeping the menu layout stable.
Transaction and MSB transaction amount fields are now returned as numbers in API responses rather than strings — ensures consistent numeric typing across all transaction endpoints.
Internal enhancements and bugfixes.

v10.45.1 - 2026-05-27¶

Fixed¶

Internal enhancements and bugfixes.

v10.45.0 - 2026-05-26¶

Added¶

MSB transaction endpoints (GET, POST, PUT /msbtransaction) are now available on the client-facing API — previously limited to bank staff access. A new bulk creation endpoint (POST /msbtransaction/create-many) is also available, accepting a list of transactions in a single request. Records are automatically scoped to the authenticated company.
WIRE20022 purpose codes (Purp/Cd) are now validated against ISO 20022 standard codes — transactions with a missing or invalid purpose code are rejected with a clear validation error. For UAE destinations, remittance information (RmtInf/Ustrd) is validated instead of the purpose code field.

Fixed¶

The account page no longer shows permission errors when opened while authenticated as a service account user.
Internal enhancements and bugfixes.

v10.44.0 - 2026-05-23¶

Added¶

Users now support a service_account relationship type — distinguishes automated service accounts from regular human users in account listings and API responses.
Incoming WIRE20022 (ISO 20022) transactions with a missing interbank settlement date (IntrBkSttlmDt) now have the field automatically populated — prevents processing failures caused by omitted settlement dates.
WIRE20022 unstructured address lines that exceed the maximum allowed length are now truncated rather than rejected — improves compatibility with transactions carrying long address values.

Fixed¶

Internal enhancements and bugfixes.

v10.43.1 - 2026-05-21¶

Fixed¶

Internal enhancements and bugfixes.

v10.43.0 - 2026-05-21¶

Added¶

The BIC lookup endpoint (GET /bic) is now available on the client-facing API — previously limited to bank staff access. Supports an optional country_alpha_2_code filter to narrow results by country.
Country reference pages and a purpose code reference are now publicly available in the documentation — each country page includes IBAN format, BIC routing details, currency links, and address format guidance.

Fixed¶

WIRE20022 (ISO 20022) OpenAPI schema references have been corrected — resolves validation issues caused by incorrect schema definitions in the API specification.
Incoming ACH IAT returns are now processed correctly — fixes cases where IAT return entries were not handled as expected.
Internal enhancements and bugfixes.

v10.42.1 - 2026-05-20¶

Fixed¶

Internal enhancements and bugfixes.

v10.42.0 - 2026-05-20¶

Added¶

Outgoing pacs.008 WIRE20022 transactions are now validated for the presence of IntrBkSttlmDt (Interbank Settlement Date) — transactions missing this required field are stored with a clear validation error.
Batch file upload can now be retried when a batch is stuck in processing state (available in advanced mode) — allows recovery from failed or stalled batch processing without requiring manual intervention.

Fixed¶

Production history is now recorded on batch records when a file is detected as stuck and automatically moved to stale — improves auditability of stuck-file recovery events.
Internal enhancements and bugfixes.

v10.41.1 - 2026-05-18¶

Fixed¶

Internal enhancements and bugfixes.

v10.41.0 - 2026-05-18¶

Added¶

Transactions can now transition from processed to failed — allows a processed transaction to be marked as failed when a processing error is identified after the fact.
Incoming WIRE20022 (ISO 20022) files are now validated for the presence of required payment type fields (PmtTpInf, InstrPrty, and LclInstrm/Prtry) — files missing these fields are rejected with a clear validation error rather than being silently passed to downstream processors.
A new role permissions grid is available in the member dashboard for managed roles — provides a structured overview of all permissions assigned to each role, making access control easier to audit and manage.

Fixed¶

Member user notification preferences are no longer reset when existing notification workflows are updated — previously, all opt-out preferences were cleared on each workflow update.
Internal enhancements and bugfixes.

v10.40.0 - 2026-05-14¶

Fixed¶

Internal enhancements and bugfixes.

v10.39.1 - 2026-05-13¶

Internal enhancements and bugfixes.

v10.39.0 - 2026-05-13¶

Added¶

WIRE20022 transactions now include InstrForCdtrAgt (Instruction for Creditor Agent) in the payment_info field — previously this was only extracted for pacs.009 (financial institution transfers); it is now populated for all WIRE20022 transaction types.

Fixed¶

Incoming WIRE20022 "For Further Credit" (FFC) transfers now correctly identify and route to the destination virtual account using data from the payment information — fixes cases where FFC transfers were not routed to the correct virtual account.
Auto-reject batch files with a date/time prefix are now correctly excluded from standard merge groups — previously the merge-skip logic required the auto-reject prefix to appear at the very start of the filename, causing date/time-prefixed files to be merged into the wrong group.
Holiday notification delivery errors have been resolved.
Internal enhancements and bugfixes.

v10.38.2 - 2026-05-11¶

Fixed¶

Internal enhancements and bugfixes.

v10.38.1 - 2026-05-08¶

Fixed¶

Internal enhancements and bugfixes.

v10.38.0 - 2026-05-08¶

Added¶

Role permissions now support a parameter_2_argument field — enables two-tier sensitive-field visibility per permission: callers granted parameter_1 access see partially masked values (e.g. ✦✦✦✦1234), while those granted parameter_2 access receive the full unmasked value. The previous per-entity .unmask permissions have been consolidated into the sensitiveFieldWhitelist permission using this new parameter.

Fixed¶

Internal enhancements and bugfixes.

v10.37.1 - 2026-05-07¶

Fixed¶

API authentication caching now keys on both the API key and the client IP address — reduces spurious authentication failures when the same API key is used simultaneously from multiple sources.
Internal enhancements and bugfixes.

v10.37.0 - 2026-05-07¶

Fixed¶

Internal enhancements and bugfixes.

v10.36.0 - 2026-05-07¶

Added¶

Transfer direction logs now include the source of the direction decision, making it easier to understand whether the direction came from the original transaction data or from later processing.

Fixed¶

Book transfers created through the create-from-subledger flow are now marked correctly as internal.
Release notification delivery now handles missing previous version values correctly.
Internal enhancements and bugfixes.

v10.35.0 - 2026-05-06¶

Added¶

The notification system has been significantly expanded — transaction state-change notifications are now delivered automatically when a transaction is canceled, fails, is placed under review, or a review decision is made. Task assignment, reminder, and overdue notifications have been migrated to the notification platform. Subclient events, WIRE IMAD/UETR assignment, holiday alerts, and new release announcements also now generate notifications.
Notification channels (email, SMS) are now opt-in per notification workflow for optional notifications.
The Banking Days calendar can now be opened directly via a URL query parameter - makes it easy to show holidays from notifications or external systems.

Fixed¶

SFTP archive file import no longer incorrectly moves files to the error folder on transient import conditions.
Internal enhancements and bugfixes.

v10.34.0 - 2026-05-04¶

Added¶

ICL files can now be filtered during SFTP archive download using a configurable file pattern.
User accounts created or updated through the main API are now automatically synchronized with the notification system.

Fixed¶

Internal enhancements and bugfixes.

v10.33.0 - 2026-05-01¶

Added¶

Transaction creation endpoints now accept an optional comment field — supported for ACH, BOOK, ICL, WIRE, and WIRE20022 transactions, including their bulk variants.

Fixed¶

Internal enhancements and bugfixes.

v10.32.0 - 2026-05-01¶

Added¶

Manual BOOK transaction creation now generates a single batch containing both the debit and credit entries — previously two separate batches were required.
ICL files are now automatically downloaded from the SFTP archive and renamed according to the configured naming convention.
Role-based access control (RBAC) permissions have been restructured — roles and their associated permissions are now initialized from a centralized configuration, making permission management more consistent and auditable.

Fixed¶

Standalone execution failures now preserve the full stacktrace of the original exception — makes it easier to diagnose root causes from error logs.
Internal enhancements and bugfixes.

v10.31.1 - 2026-04-29¶

Added¶

History tracking for comments.
Improved documentation around automated returns and virtual accounts.

Fixed¶

Internal enhancements and bugfixes.

v10.31.0 - 2026-04-28¶

Added¶

Subclient accounts and user accounts now support an overdraft_behavior setting — when configured, outgoing transactions that would push the account balance below zero are automatically rejected at submission time rather than being processed and later returned.

Fixed¶

Core transactions now correctly determine transfer_flow from the per-entry debit/credit indicator — fixes cases where entries inside a multi-entry batch inherited the wrong direction from the batch-level type.
WIRE20022 input cycle date handling now correctly accounts for timezone offsets — prevents edge cases where dates near midnight were shifted to the wrong day.
Internal enhancements and bugfixes.

v10.30.0 - 2026-04-24¶

Added¶

Companies now expose an identification_number field — stores the company's official registration or tax identification number (e.g., EIN). The field is available on company create, update, and retrieve endpoints.

Fixed¶

Internal enhancements and bugfixes.

v10.29.0 - 2026-04-23¶

Added¶

Batches now expose a deleted field — true when all transactions in the batch have been deleted. Batch and export search now accepts a deleted filter to show or hide fully-deleted batches.

Fixed¶

Assigning a transaction manually to a member user now correctly resets the company association — previously it was incorrectly retained.
The batch list now resets the page and clears the selection after batch processing completes via the multi-batch process dialog.
The export file name is now windows path limit conform.
Internal enhancements and bugfixes.

v10.28.0 - 2026-04-20¶

Added¶

BOOK transactions now include a descriptive payment_info string in the generated files — previously a UUID was used, which was not meaningful.
The "Create from Subledger" endpoint for BOOK and ACH transactions now accepts an optional payment_info field — allows callers to supply a custom description when initiating a transfer.
Inactive virtual accounts with a remaining balance are now included in the client account reconciliation report.
Blocked or inactive virtual accounts are now rejected before the pending_settlement check during auto-returns — ensures auto-return logic is not bypassed for accounts that should not receive funds.

Fixed¶

Batch processing errors are now logged into the batch record — makes it easier to diagnose failures.
Export file names in merged ZIP archives now correctly reflect only the files that were actually merged — previously the name could include files that were not part of the merge.
Internal enhancements and bugfixes.

v10.27.0 - 2026-04-17¶

Added¶

Batch and transaction search now accept multiple type values (comma-separated) — allows filtering by more than one type in a single request.

Fixed¶

pending_settlement transactions are now correctly updated when a member manually changes a batch state (e.g., to processed) — previously they were silently skipped because the update logic only matched transactions in the same state as the batch.
BOOK and ACH virtual account detection now also searches without the last digit of the routing number — fixes cases where the ABA routing number and checksum are split across different JSON fields.
Internal enhancements and bugfixes.

v10.26.1 - 2026-04-14¶

Added¶

"Export All (Merged)" button is now available in the batch process dialog when multiple batches are selected — allows exporting all raw core files at once.

v10.26.0 - 2026-04-14¶

Added¶

"Export All" button is now available in the batch process dialog when multiple batches are selected — allows exporting all raw core files at once.
WIRE batch processing now prompts to "Set to processing" instead of "processed" — better reflects the two-step WIRE processing flow where the confirmation file is uploaded separately.
Download schedule automation info is now shown only for incoming download buttons — outgoing buttons no longer display scheduling details.

Fixed¶

Moov.io file cleanup now uses intersection instead of union when comparing file snapshots — files that appear after the first snapshot (actively being processed) are no longer deleted.
Internal enhancements and bugfixes.

v10.25.0 - 2026-04-13¶

Added¶

ACH reject batch files are now automatically merged when auto-processed — merge groups prevent auto-rejects from being grouped together with other files.
Custom schedule support for ACH and ICL downloads, with the schedule now displayed on dashboard buttons.
withheld_balance is now included in the client account reconciliation format.

Fixed¶

WIRE20022 addresses are now generated as either structured or unstructured — having both at the same time is no longer allowed.
ACH return code validation now checks the settlement date instead of the create date time.
Auto-returns for old files are now failing — the event is logged in the history instead.
Internal enhancements and bugfixes.

v10.24.0 - 2026-04-10¶

Added¶

Outgoing transactions are now created directly (not held as pending_settlement).
State-related webhooks now fire when a transaction is assigned manually to a user.
WIRE20022 transactions are now checked against all Virtual Accounts for VA detection.

Fixed¶

Internal enhancements and bugfixes.

v10.23.0 - 2026-04-09¶

Added¶

Transactions can now enter a pending_settlement state when a settlement date is set in the future — a scheduled Lambda automatically processes them once that date is reached. Fintech-issued (outgoing) transactions are never held back.

Fixed¶

Internal enhancements and bugfixes.

v10.22.2 - 2026-04-08¶

Fixed¶

Internal enhancements and bugfixes.

v10.22.1 - 2026-04-08¶

Fixed¶

Internal enhancements and bugfixes.

v10.22.0 - 2026-04-07¶

Added¶

BOOK transfers now always have internal as their data_direction.
Auto-Return VA Transactions for inactive Virtual Accounts — extends the existing auto-return logic to also cover VAs that are no longer active.
ISO 20022 pacs.009 support for WIRE20022 transactions.
posted_date is now included in the transaction export CSV.

Fixed¶

Internal enhancements and bugfixes.

v10.21.1 - 2026-04-03¶

Added¶

Use ACH's Settlement Date if available, before accessing the Effective Entry Date

Fixed¶

Internal enhancements and bugfixes.

v10.21.0 - 2026-04-03¶

Added¶

Added Settlement Date to Transactions

Fixed¶

Internal enhancements and bugfixes.

v10.20.0 - 2026-04-01¶

Added¶

Skip Auto-Returns for Account Verifications (If the sum of incoming debits per account is lower than 1$)

Fixed¶

Internal enhancements and bugfixes.
The Subclient Owner address is now included in responses.
Attachments categories of type uncategorized are now working as expected.

v10.19.0 - 2026-03-31¶

Added¶

Auto Return VA Transactions (Debits) if configured on subclient account

Fixed¶

Internal enhancements and bugfixes.

v10.18.2 - 2026-03-30¶

Added¶

Renamed is_return_batch to contains_return_transactions in the batch response for consistency

Fixed¶

Internal enhancements and bugfixes.

v10.18.1 - 2026-03-30¶

Fixed¶

Internal enhancements and bugfixes.

v10.18.0 - 2026-03-30¶

Added¶

Blocked the ability to export Raw (Core) batch files for VA Returns
Added a new data_direction field to Batches and Transactions, to distinguish between files that go from API to outside banks and files coming in from other banks into the System (To the Fintech).
Auto Return VA Transactions (that overdraft the account) if configured on company

Fixed¶

Internal enhancements and bugfixes.

v10.17.0 - 2026-03-24¶

Added¶

ACH Returns-of-Returns are now properly detected and flagged/displayed.

Fixed¶

ACH from json guide.
Internal enhancements and bugfixes.

All notable changes to this project will be documented in this file.

v10.16.0 - 2026-03-23¶

Fixed¶

Outgoing transactions (those created by Clients) can no longer be returned using API tools.
Internal enhancements and bugfixes.

v10.15.3 - 2026-03-18¶

Fixed¶

Virtual Account return files initiated by Clients are now also virtual
Internal enhancements and bugfixes.

v10.15.2 - 2026-03-18¶

Fixed¶

Virtual Account incoming transactions now store the virtual file Trace Number
Virtual Account return files are now also virtual

v10.15.1 - 2026-03-17¶

Fixed¶

Internal enhancements and bugfixes.

v10.15.0 - 2026-03-14¶

Added¶

Batch Files can now be downloaded by Fintechs

Fixed¶

Internal enhancements and bugfixes.
The configuration history can now display addresses
Adresses are now properly updated

v10.14.0 - 2026-03-11¶

Added¶

Notifications

Fixed¶

Internal enhancements and bugfixes.

v10.13.1 - 2026-03-10¶

Fixed¶

Fixed a bug that made it impossible to create returns for transactions using Virtual Accounts.
Internal enhancements and bugfixes.

v10.13.0 - 2026-03-10¶

Added¶

Company and User Profiles.

Fixed¶

Internal enhancements and bugfixes.

v10.12.0 - 2026-03-05¶

Added¶

Added traceNumber to addenda99 for ACH Returns — The Addenda99 record carries the return reason code (R01–R85) from the RDFI back to the ODFI. Including traceNumber makes it easier to correlate a return to its originating entry. See ACH Transactions.
Added ach to the Create From Subledger endpoint — You can now initiate ACH transactions pre-populated with subclient account data, in addition to the previously supported BOOK type.

Fixed¶

Internal enhancements and bugfixes.

v10.11.0 - 2026-03-03¶

Added¶

Mask IP Addresses for Auth Traces — IP addresses are now masked in auth trace responses using the platform's standard ✦ masking. See Security.
Several new Company Fields on the User Accounts endpoint.

Fixed¶

Internal enhancements and bugfixes.
Failed login attempts are now captured in Auth Traces for audit and compliance purposes.

v10.10.0 - 2026-03-02¶

Added¶

Successful login attempts are now recorded in Auth Traces.
Company Logo — Companies can now upload a logo, surfaced via User Accounts and displayed in the dashboard.

Fixed¶

Internal enhancements and bugfixes.

v10.9.0 - 2026-02-27¶

Added¶

Updated the Tracking Remittance Through Sweep to Third Party guide.
Updated WIRE Purpose Codes in the WIRE Transactions documentation.
Log Buttons in UI for improved audit traceability.
Simplified the Session object — removed redundant fields to reduce payload size.

Fixed¶

Internal enhancements and bugfixes.

v10.8.0 - 2026-02-26¶

Added¶

New fields on the User object via User Accounts: Get.

Fixed¶

Internal enhancements and bugfixes.
Virtual account details are now correctly populated on return transaction records.

v10.7.1 - 2026-02-23¶

Fixed¶

Internal enhancements and bugfixes.

v10.7.0 - 2026-02-23¶

Added¶

User Profile Pictures — uploaded via the dashboard, surfaced on User Accounts.

v10.6.0 - 2026-02-23¶

Added¶

New guide: Create a BOOK Transfer from Subledger — walks through transferring funds between two subclient accounts using subledger data to populate the transaction. See also BOOK Transactions.

Fixed¶

Internal enhancements and bugfixes.

v10.5.4 - 2026-02-17¶

Fixed¶

Subclients of type beneficiary or counterparty can now be created with only a country (full address no longer required).

v10.5.3 - 2026-02-17¶

Added¶

Search Subclients by Account Number.

Fixed¶

Webhook messages are now logged at debug level.

v10.5.2 - 2026-02-14¶

Fixed¶

Fixed balance querying on the Accounts page. See Balance: Get and Balances.

v10.5.1 - 2026-02-14¶

Added¶

UI enhancements in Accounts & Balances.

Fixed¶

Internal enhancements and bugfixes.

v10.4.3 - 2026-02-05¶

Added¶

POBO (Payments on Behalf Of) support for WIRE → WIRE20022 conversion — POBO information is now preserved when a WIRE transaction is converted to ISO 20022 pacs.008 format.

Fixed¶

Internal enhancements and bugfixes.

v10.4.2 - 2026-02-05¶

Fixed¶

Internal enhancements and bugfixes.

v10.4.1 - 2026-02-04¶

Added¶

ISO 20022 (WIRE) exports now have structured addresses only if the resolved address relevance is high enough.

Fixed¶

Internal Enhancements and Bugfixes.

v10.4.0 - 2026-02-04¶

Added¶

Stronger Password Policy
Transaction Return API (ACH only for now)

Fixed¶

Internal Enhancements and Bugfixes
Savings Account Codes are now replaced by Checking Account Codes

v10.3.0 - 2026-01-27¶

Added¶

New WIRE20022 Doc & Checks

Fixed¶

Transactions View (Duplicates) in Accounts (Balances)
Internal Enhancements and Bugfixes

v10.2.0 - 2026-01-24¶

Added¶

Show Virtual Accounts in Balances
WIRE20022 Guide and sample XML file (Doc)

Fixed¶

Internal Enhancements and Bugfixes

v10.1.0 - 2026-01-21¶

Added¶

Mandatory Notifications for NOCs and Returns
ISO 20022 now prioritizes the routing number if both the BIC and the routing number is specified

Fixed¶

Internal Enhancements

v10.0.1 - 2026-01-21¶

Added¶

Simplified the account number model
Account Details Dialog

Fixed¶

Internal Enhancements

v10.0.0 - 2026-01-17¶

Added¶

Simplified the account number model

Fixed¶

Internal Enhancements

v9.76.0 - 2026-01-13¶

Fixed¶

Internal Enhancements
Transaction Get performance when many reference values are used

v9.75.0 - 2026-01-10¶

Fixed¶

Internal Enhancements

v9.74.1 - 2026-01-08¶

Added¶

Multi Subledger to Transaction Linking

Fixed¶

API Doc (posted_date)
Webhooks for posted events (Which were sent multiple times)
BOOK (merge) export, which never merged

v9.74.0 - 2026-01-08¶

Added¶

Multi Subledger to Transaction Linking

Fixed¶

API Doc (posted_date)
Webhooks for posted events (Which were sent multiple times)

v9.73.2 - 2025-12-25¶

Fixed¶

Internal Enhancements

v9.73.1 - 2025-12-24¶

Fixed¶

Internal Enhancements

v9.73.0 - 2025-12-24¶

Added¶

Create Bulk Transactions from Subledger
Populate ACH effectiveEntryDate if missing
WIRE20022 now supports virtual accounts
The parse dialog now allows viewing ICL images
Balance get can now be called with an optional effective date

Fixed¶

Internal Enhancements
Enhanced Attachments get performance
Balance get (routing number)

v9.72.3 - 2025-12-06¶

Fixed¶

Internal Enhancements

v9.72.2 - 2025-12-05¶

Added¶

Transactions now displayed in Subtransaction dialog

Fixed¶

Timezone offset bug using date parameters in search from dashboard
Internal Enhancements

v9.72.0 - 2025-12-04¶

Added¶

Virtual Account Balances Endpoint
Allow search transactions by payment_info

Fixed¶

Internal Enhancements

v9.71.0 - 2025-12-01¶

Fixed¶

Internal Enhancements

v9.70.0 - 2025-11-28¶

Added¶

A new transaction and batch status: posted. Processed still tells you that your payment successfully entered the Federal Reserve system. The new Posted status goes one step further, confirming when the transaction has fully settled—either when incoming funds are reflected in your account balance or when outgoing funds are debited from your account.
ISO 20022 exports (WIRE20022) are now possible with address warnings

Fixed¶

Invalid IBAN numbers (Depending on the country) throw errors
The Transaction Export Limit
BOOK Replacement Bugfixes (ODFI & traceNumber)
Internal Enhancements

v9.69.3 - 2025-11-27¶

Added¶

Simplified BOOK transaction create endpoint (from Subledger)
Simplified the production history
Allow search batches by contains_virtual_transactions

Fixed¶

IAT offset entries are now working just like normal ACH batches
Removed subtransaction.amount_debited_from_funding_source
Ensure transaction updates send webhooks with correct account information
Internal Enhancements

v9.69.1 - 2025-11-24¶

Fixed¶

Internal Enhancements

v9.69.0 - 2025-11-21¶

Fixed¶

BOOK EffectiveEntryDate logic
Returns logic (Take over origin and destination account information)

v9.68.0 - 2025-11-20¶

Added¶

Enhanced UI

v9.67.0 - 2025-11-19¶

Added¶

New Landing Page
Documentation and Guides

Fixed¶

Webhook Subscription and Event UI Fixes

v9.66.10 - 2025-11-18¶

Added¶

ICL payment_info (Serial Number)

Fixed¶

Internal Enhancements
A Transaction export limit Error
Transaction returned filter (for non returned items)
ICL Return Transfer Direction (Should be outbound)

v9.66.8 - 2025-11-17¶

Added¶

New transaction search features

Fixed¶

Internal Enhancements

v9.66.4 - 2025-11-07¶

Fixed¶

Internal Enhancements

v9.66.0 - 2025-11-05¶

Fixed¶

BOOK Transfers with mixed Virtual and Non-Virtual Accounts
Destination Routing Number for ACH Transactions
The upload-url and parse Endpoints now need authentication

v9.65.1 - 2025-10-30¶

Fixed¶

Internal Enhancements

v9.65.0 - 2025-10-30¶

Added¶

Returns have a link to the original transaction

Fixed¶

WIRE transactions have now the correct destination account
Returns have now the correct origin account

v9.64.16 - 2025-10-23¶

Fixed¶

Internal Enhancements

v9.64.15 - 2025-10-22¶

Fixed¶

Internal Enhancements

v9.64.10 - 2025-10-17¶

Fixed¶

Internal Enhancements

v9.64.9 - 2025-10-15¶

Fixed¶

Internal Enhancements

v9.64.6 - 2025-10-15¶

Added¶

ICL: Filled origin routing, account number and serial number

Fixed¶

Transaction reference GET Performance
Internal Enhancements

v9.64.3 - 2025-10-08¶

Fixed¶

Internal Enhancements

v9.64.2 - 2025-10-07¶

Fixed¶

Internal Enhancements

v9.64.0 - 2025-10-03¶

Added¶

New Under Review state on batch and transaction with new webhooks

Fixed¶

Show birth date on Subclients even if masked
Internal Enhancements
BOOK transfers now have empty origin routing and account fields

v9.63.3 - 2025-10-02¶

Fixed¶

Internal Enhancements

v9.63.0 - 2025-09-30¶

Fixed¶

Internal Enhancements

v9.62.0 - 2025-09-24¶

Added¶

Adapted Doc (first): The Upload URL, Routing Number Info and Parse Endpoints require Authorization

Fixed¶

Internal Enhancements

v9.61.4 - 2025-09-22¶

Fixed¶

UI Improvements
Internal Enhancements

v9.61.3 - 2025-09-22¶

Fixed¶

UI Improvements
Internal Enhancements

v9.61.2 - 2025-09-22¶

Fixed¶

Internal Enhancements

v9.61.1 - 2025-09-21¶

Fixed¶

Internal Enhancements

v9.61.0 - 2025-09-21¶

Fixed¶

Internal Enhancements

v9.60.0 - 2025-09-18¶

Fixed¶

Internal Enhancements

v9.59.0 - 2025-09-16¶

Added¶

UI Improvements
External Subclient Accounts
The validation fields are now populated with potential WIRE errors
Email notifications are now logged in the Task history

Fixed¶

Internal Enhancements

v9.58.0 - 2025-09-12¶

Added¶

IBAN and Address Verification on WIRE transaction creation (Internal for now)
Permanently failing webhook subscriptions are now auto disabled
Page Footer
Language Code to Attachments
WIRE Virtual Account Support

Fixed¶

Internal Enhancements

v9.57.0 - 2025-09-09¶

Added¶

Minor UI Changes
Improved Balance Queries

Fixed¶

Internal Enhancements

v9.56.0 - 2025-09-02¶

Added¶

Subclient relationship_type
Allow BOOK pull
Disallow BOOK offsets
Added virtual account infos to ACH file when replacing them by core values

Fixed¶

Internal Enhancements
IBAN Parsing for WIRE20022 files
Shorter export file names in zip files

v9.55.0 - 2025-08-29¶

Fixed¶

Internal Enhancements

v9.54.0 - 2025-08-27¶

Added¶

Task Reminders
Subtransaction Attachments

v9.53.0 - 2025-08-26¶

Added¶

Task Dashboard and List

Fixed¶

Internal Enhancements

v9.52.1 - 2025-08-25¶

Fixed¶

The Dashboard

v9.52.0 - 2025-08-25¶

Fixed¶

Internal Enhancements

v9.51.0 - 2025-08-21¶

Fixed¶

Internal Enhancements

v9.50.0 - 2025-08-20¶

Added¶

The field transaction.origin_account_name for ACH IAT files now contains the value of addenda11.originatorName

Fixed¶

Internal Enhancements

v9.49.0 - 2025-08-17¶

Added¶

Added the Subclient name to the Origin/Destination Account name for Virtual Account Transactions
Restrict Permissions to Role Types (Internal)
Allow multiple IDs in Search Parameters (Comma separated)
Trust Center to Dashboard
Address Verification (Internal)

Fixed¶

Internal Enhancements
Renamed natural_person_source_of_wealth to natural_person_source_of_wealth_or_funds

v9.48.0 - 2025-08-12¶

Added¶

Cancel of Batches that are still in state created

Fixed¶

Enhanced the description of the transfer_direction field
Several API validation and documentation enhancements

v9.47.0 - 2025-08-08¶

Added¶

Webhooks about Subclients

v9.46.0 - 2025-08-07¶

Fixed¶

Virtual Accounts Logic (When there is no offset)

v9.45.0 - 2025-08-07¶

Fixed¶

Delayed Processing Handling

Added¶

Client Reconciliation Endpoints
Event Improvements (Internal)

v9.44.0 - 2025-08-06¶

Fixed¶

E-Mail Notification Settings (Internal)
Several API Doc Enhancements
Masked Subclient Accounts
Subclient Search

Added¶

Country Risk Rating
Subclient Request Approval (v1)

v9.43.2 - 2025-08-01¶

Fixed¶

E-Mail Notification Settings (Internal)

v9.43.1 - 2025-08-01¶

Fixed¶

Dashboard (Internal)

v9.43.0 - 2025-08-01¶

Added¶

E-Mail Notification Settings (Internal)

v9.42.2 - 2025-08-01¶

Fixed¶

ISO 20022 (WIRE): Only one Ustrd element is created
ISO 20022 (WIRE): Removed FinInstnId.Othr

v9.42.1 - 2025-07-30¶

Fixed¶

Internal Enhancements

v9.42.0 - 2025-07-30¶

Added¶

ISO 20022 (WIRE): Support Return Files

v9.41.4 - 2025-07-30¶

Added¶

Internal Enhancements

v9.41.3 - 2025-07-29¶

Added¶

Internal Enhancements

v9.41.2 - 2025-07-28¶

Added¶

Internal Enhancements

Fixed¶

The subscription state update webhooks are triggered correctly

v9.41.1 - 2025-07-26¶

Added¶

Internal Enhancements

v9.41.0 - 2025-07-26¶

Added¶

Internal Enhancements

v9.40.0 - 2025-07-25¶

Added¶

BOOK transactions now support only push and users need to own both the origin and the destination account

v9.39.0 - 2025-07-24¶

Added¶

Transaction transfer_flow field to represent push/pull for a proper balance calculation

Fixed¶

Adjusted the ACH Merge time that is currently 1:45 PM CT to 1:15 PM CT

v9.38.0 - 2025-07-23¶

Added¶

Log scheduled executions (Internal)
Added Very Low and Very High Risk Ratings to Subclient

Fixed¶

Transaction History for Triggered Webhooks
ISO 20022 (WIRE): Replaced US Dollars (in EndToEndId) by the value of beneficiaryReference
ISO 20022 (WIRE): Fixed the Routing Number resolver logic

v9.37.0 - 2025-07-20¶

Fixed¶

Massive performance improvements in non bulk transaction creation endpoints

v9.36.1 - 2025-07-19¶

Fixed¶

ISO 20022 (WIRE): Hardcoded EndToEndId to US Dollars
ISO 20022 (WIRE): Add senderReference as another Ustrd entry (Unstructured Remittance Information)

v9.36.0 - 2025-07-18¶

Added¶

The trace_reference field of WIRE20022 transactions now contains {imad};{uetr}, so a combination of the IMAD and UETR of submitted file

Fixed¶

Batch File Dialog (Internal)

v9.35.1 - 2025-07-17¶

Fixed¶

Fix for when setting IMAD and UETR while also uploading processed file.

v9.35.0 - 2025-07-17¶

Added¶

The trace_reference_final field of WIRE transactions now contains {imad};{uetr}, so a combination of the IMAD and UETR of the processed (confirmation) file

v9.34.1 - 2025-07-16¶

Fixed¶

Make the Upload URL always unique

v9.34.0 - 2025-07-16¶

Fixed¶

Removed Virtual Expected in Transaction Display
Production History (Internal)

v9.33.0 - 2025-07-15¶

Added¶

Enhanced E-Mail Notifications (Internal)
Adapted Scheduled Tasks to support Daylight Saving Time
Adapted ACH Merge Scheduling

Fixed¶

Subtransaction Search (transfer_direction)

v9.32.0 - 2025-07-11¶

Added¶

Allow updating the transaction_id of existing Subtransactions

Fixed¶

Performance Improvements
Sub Client Owner Update
Subclient Owner Unique Check is now company wide
ACH Merge State Check (Internal)
Dashboard Order (Internal)

v9.31.1 - 2025-07-09¶

Fixed¶

ISO 20022 Generation

v9.31.0 - 2025-07-09¶

Added¶

Dashboard for Batches (Internal)

v9.30.6 - 2025-07-09¶

Fixed¶

ACH Merge

v9.30.5 - 2025-07-08¶

Fixed¶

ACH Merge

v9.30.4 - 2025-07-08¶

Fixed¶

ACH Merge

v9.30.3 - 2025-07-07¶

Added¶

Service Alarms (CPU and Memory)
MSB Transaction: New fields

Fixed¶

WIRE20022 Generation (BizSvc)
BIC Creation Issue

v9.30.2 - 2025-07-07¶

Fixed¶

E-Mail notifications

v9.30.1 - 2025-07-07¶

Added¶

Process Dialog Improvements

v9.30.0 - 2025-07-07¶

Added¶

Merge support of ACH Transaction Files
ISO 20022 support of WIRE Transactions

v9.29.0 - 2025-07-04¶

Added¶

MSB Transaction Table and API (Internal)
Key Navigation in Dialogs

Fixed¶

Reconciliation Report

v9.28.3 - 2025-07-02¶

Fixed¶

Fix get batch response using DB enums

v9.28.2 - 2025-07-02¶

Changed¶

Use of DB Enums

Fixed¶

Fix gaps in Virtual Account number generation
Reconciliation Report

v9.28.1 - 2025-07-02¶

Fixed¶

Fix gaps in Virtual Account number generation

v9.28.0 - 2025-07-02¶

Added¶

Scheduled merging of ACH files via a new lambda function
In-app Changelog dialog is now available by clicking the version-info button
Confirmation prompt before manually setting a transaction to "processed"

Changed¶

Significant improvements to the Reconciliation Report functionality
The version-info button has been relocated for better user experience
Updated the ACH OpenAPI specification to v1.50

Fixed¶

Corrected date handling for the Reconciliation Report
Resolved a bug affecting user creation and updates
Addressed several frontend alignment and design issues

v9.27.0 - 2025-06-28¶

Added¶

Export of Merged ISO 20022 files
Welcome Page UI and Doc enhancements

Changed¶

Stability Improvements for Bulk Processing

v9.26.0 - 2025-06-25¶

Added¶

Export of Merged ACH files
Export of ISO 20022 files of WIRE Transactions
Allow ISO 20022 (WIRE) Transaction Creation

Changed¶

Stability Improvements for Bulk Processing (Ongoing)