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🇹🇿 Sending to Tanzania, United Republic of

TZ · TZA

TZS

National format   SWIFT BIC required

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Required information

  • Account number

    Variable, 10-16 chars; not standardized across banks (CRDB includes alphanumerics; NMB/NBC are numeric)

  • SWIFT BIC

    Beneficiary bank BIC (8 or 11 characters).

  • BoT Sort Code

    6 digits: clearing-house code + bank code + branch code + check digit (e.g., 670301 = CRDB Dar es Salaam)

  • Purpose-of-payment code (strongly advised)

    Free-text purpose; government and tax payments need a 12-digit control number (ROC/)

  • Beneficiary address

    Match the address template — partial addresses cause holds.

For your end users

Double-check the beneficiary's full name (no initials), account number, and bank SWIFT/BIC against what their bank has on file. International wires can take 1-5 business days and may be delayed by sanctions screening.

Last reviewed by GIB compliance on 2026-05-21. Reference material only.

  • Currency

    TZS

  • Typical settlement

    1-2 business days typical; longer for cross-border with FX or compliance review.

  • SWIFT BIC

    Required

  • Local clearing

    TISS — Tanzania Interbank Settlement System (Bank of Tanzania)

Account format

How beneficiary account numbers are structured for Tanzania, United Republic of. Failure to match this format is the single most common reason wires are rejected at the destination.

Field Value
Format tier National format
Length Variable, 10-16 chars; not standardized across banks (CRDB includes alphanumerics; NMB/NBC are numeric)
Validation regex ^[0-9A-Z]{10,16}$
Example 2011100247 (NMB) | 01J1042989549 (CRDB) | 18103009758 (NBC)

Routing identifiers

Which routing codes the wire-creation API call must include for Tanzania, United Republic of.

Field Value
SWIFT BIC Required
BoT Sort Code Required
Format 6 digits: clearing-house code + bank code + branch code + check digit (e.g., 670301 = CRDB Dar es Salaam)
Directory ↗ Source
Local clearing TISS — Tanzania Interbank Settlement System (Bank of Tanzania)

Address format

How Tanzania, United Republic of expects the beneficiary address to appear on the wire. Free-form variations frequently trigger compliance holds.

  1. Recipient Full Name
  2. Street/Plot OR P.O. Box Number
  3. 5-digit Postal Code
  4. Ward/District
  5. Region
  6. TANZANIA
Field Value
Postal code Optional — validated against the format below when provided
Postal code regex ^[0-9]{5}$
Example Asha Mwamba, P.O. Box 2939, 11101 Kivukoni, Ilala, Dar es Salaam, TANZANIA

Purpose of payment

Put the purpose in the remittance information (<RmtInf><Ustrd>) of the ISO 20022 wire-creation request, as the code format below describes. Requirement: Highly recommended GIB check: a missing or unexpected purpose is reported as a validation warning; the wire is not held.

Not yet confirmed

We have not yet confirmed this country's purpose-of-payment requirement against a central-bank or correspondent-bank source. Including a purpose is recommended. We update these guides as we confirm each country.

Non-standard element

For Tanzania, United Republic of, the purpose is placed in <RmtInf> (remittance info), not the standard <Purp> element.

Field Value
Code format Free-text purpose; government and tax payments need a 12-digit control number (ROC/)

Operational notes

Field Value
Currencies accepted TZS
Typical settlement 1-2 business days typical; longer for cross-border with FX or compliance review.
Banking holidays ↗ Calendar

Known issues:

  • Bank of Tanzania website (bot.go.tz) is frequently slow or unreachable from outside Tanzania; if the link fails, retry later or check via Tanzania Revenue Authority / Ministry of Finance.
  • TISS uses SWIFT MT message standards with service identifier code 'TIS' in Field 103.
  • Account number lengths and character sets vary by bank (CRDB uses alphanumeric, NMB/NBC numeric).
  • Postcodes administered by TCRA (telecoms regulator), not the postal operator; TPC P.O. Box system predates and coexists with the NAS.

Common rejection reasons

Documented patterns that cause this country's banks to return wires. Universal reasons (sanctions holds, missing BIC) aren't repeated here.

Beneficiary name mismatch (initials, abbreviations, punctuation, or transliteration differences from what the beneficiary bank has on file).
Account number format error (wrong length, wrong check digits, or non-standard characters).
Missing or invalid SWIFT/BIC code.
Insufficient remittance information (unclear economic reason for the payment).
Sanctions or compliance hold (OFAC / EU / UN / local screening).
TISS rules require beneficiary identification by both account number AND account name; name mismatch results in return rather than best-effort post.
BoT Sort Code routing required for domestic settlement leg; missing/wrong sort code causes manual repair delay.
5-digit National Addressing System (NAS) postcodes are still being rolled out; many addresses default to P.O. Box only.

Validate before you send

Check identifiers before you submit. The IBAN check runs in your browser (format plus the ISO 13616 MOD-97 check digit). GIB's API checks the IBAN format for countries where an IBAN is required. The BIC lookup searches GIB's BIC directory and needs a dashboard login.

BIC lookup

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References

First-party sources — central banks, FX regulators, ISO registries. Always re-verify against these before pushing volume to a new corridor.

Disclaimer

These country guides aggregate information from central banks, regulators, and industry-standard references. Global Innovations Bank reviews them on a rolling cadence and notes the verification date on each page. Payment-corridor rules change between releases, so we cannot guarantee continued accuracy.

Always verify against the primary sources linked in the References section before going live in a new corridor. Re-check applicable sanctions lists (OFAC, EU, UK, UN consolidated, and any state-level requirements) at the time of payment, since designations shift between our refreshes.

For fintech partners on GIB's sponsor-bank rails, these guides do not replace your BSA/AML, KYC, sanctions-screening, or transaction-monitoring obligations under your program agreement with GIB.

Nothing in this material constitutes legal, tax, or regulatory advice, and wire-acceptance decisions remain at the discretion of GIB Compliance and the destination bank.

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